Canada’s Finance Minister Bill Morneau faces a delicate decision on housing as his own officials push for tighter mortgage rules to cool Toronto and Vancouver real estate. The finance department […]
Security breaches on government websites are just the latest reason to keep a close eye your credit report. If you aren’t checking your credit on a regular basis, count yourself […]
The week after Christmas isn’t just a time for cruising the post-holiday sales. For some, it’s when the realization of all that spending over the last month kicks in. If […]
A new spring report suggests more and more buyers – among them investors – are turning to mortgage brokers as credit challenges creep in and banks grow reluctant to lend. […]
When you take out a mortgage on a home, you’ll generally have your regular payment automatically deducted from your account, to cover the entire amount. This can be deceiving, since […]
A credit rating is a measure of how dependable you are when it comes to repaying your debts. A good credit rating goes a long way towards helping you obtain […]
Taking the time to narrow down your house-hunting priorities can help your real estate agent provide you with a range of properties that meet your criteria, which increases your chances […]
If you’re thinking about buying your first house, one of the first questions you may ask yourself is, “How much can I afford?” Read the following mortgage affordability tips before […]
While it is possible to buy a home with as little as 5% down, the amount of your down payment will determine whether you’ll have a conventional mortgage or an […]
Mortgage loan insurance is typically required by lenders when homebuyers make a down payment of less than 20% of the purchase price. Mortgage loan insurance helps protect lenders against mortgage […]
