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Daily Archives: March 26, 2012

Monday Mortgage Update: March 26, 2012

March 26, 2012by Peter Rawski RE Leave a comment

Tracking Government of Canada (GoC) bond yields is important because they help determine where fixed rates are headed. Since the beginning of March, 5-year GoC bond yields have been steadily […]

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Interest Rates, Mortgage & Pre Approval

Closing Costs

March 26, 2012by Peter Rawski RE Leave a comment

Closing costs, ranging from 1.5 to 4%1 of selling price, are the legal and administrative costs you will need to pay when your house closes. In addition to closing costs, […]

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Mortgage & Pre Approval

Mortgage Calculators

March 26, 2012by Peter Rawski RE Leave a comment

Mortgage calculators allow you to test different variables and make informed financing decisions. Our calculators take into account the total cost of home ownership, are easy to use, and give […]

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A+ Seller’s Corner, Mortgage & Pre Approval

Mortgage Process and Pre-approval

March 26, 2012by Peter Rawski RE Leave a comment

Mortgage pre-approval A mortgage pre-approval shows you, the home buyer, what value of home you can afford, and the mortgage payments associated with various purchase prices.  It also guarantees a […]

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Mortgage & Pre Approval

First-Time Home Buyers’ Tax Credit

March 26, 2012by Peter Rawski RE 1 Comment

The First-time Home Buyers’ Tax Credit was introduced as part of ‘Canada’s Economic Action Plan’ to assist Canadians in purchasing their first home. It is designed to help recover closing […]

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Mortgage & Pre Approval

Mortgage Prepayment

March 26, 2012by Peter Rawski RE Leave a comment

Mortgage prepayment options outline the flexibility you have to increase your monthly mortgage payments or pay off your mortgage as a whole without penalty. The monthly prepayment provision is a […]

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Mortgage & Pre Approval

Fixed or Variable Mortgage Rates

March 26, 2012by Peter Rawski RE Leave a comment

One of the first decisions home buyers and mortgage shoppers face is whether to select a fixed or variable mortgage rate. With a fixed mortgage rate, the mortgage rate and […]

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Mortgage & Pre Approval

Mortgage Term vs. Amortization

March 26, 2012by Peter Rawski RE Leave a comment

Mortgage Term vs. Amortization One of the most common sources of confusion for prospective home buyers is the difference between a mortgage term and amortization period. A typical mortgage in […]

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Mortgage & Pre Approval

March 26, 2012by Peter Rawski RE Leave a comment

Mortgage down payment What is a mortgage down payment? A mortgage down payment is the amount of money you pay upfront when purchasing a home. A down payment, typically expressed […]

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A+ Financial Corner, Interest Rates

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Peter Rawski - Real Estate Broker - Londono Immobilier - 514.679.8578 - rawski@londonogroup.com

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